Payments Firm EBANX Unveils Stablecoin Offering and Philippines Expansion

Payments platform EBANX is stepping up its push into emerging markets by rolling out stablecoin payments, launching AI-powered tools and expanding to the Philippines.

The company said merchants will soon be able to accept payments in stablecoins such as USDC and USDT alongside existing fiat options.

This move is aimed at providing faster, lower-cost cross-border transactions and more flexible settlement choices in markets where banking infrastructure is fragmented.

EBANX also introduced AI-powered systems to improve approval rates, detect fraud and offer deeper payment insights.

Its fraud detection tool analyses more than 100 data points per transaction in real time, while a smart routing system adapts dynamically to issuer and network conditions to select the most effective acquiring partners, delivering approval rate increases of up to 10 percentage points.

The company has also launched a new dashboard for merchants to track transactions across multiple regions.

Alongside these product updates, EBANX confirmed its entry into the Philippines by integrating the country’s two largest e-wallets, GCash and Maya.

This will let global merchants offer local payment options without setting up a legal entity, while receiving settlements in US dollars.

EBANX also introduced its Payout solution, which enables instant payments to partners and sellers in local currencies through domestic rails such as Pix in Brazil and Nequi in Colombia.

The system has a 97% approval rate and processes payments in under 30 seconds.

The company also unveiled its Payment Bundles, a framework of four bundles covering up to 1 billion payment users through a single API integration, grouping multiple local payment methods into simplified packages.

Both offerings are designed to simplify cross-border transactions and reduce the time it takes for merchants to scale in emerging markets.

“Emerging markets are driving the future of digital commerce, and we are building the infrastructure to make that future accessible to businesses and consumers worldwide.

Our investment in new products and our commitment to expanding them into new markets reflect our vision of a world where any business can serve any customer, regardless of location or local payment preferences.”

said João Del Valle, CEO and Co-founder of EBANX.

“EBANX delivers the speed of blockchain with the convenience of traditional finance, enabling global companies to enter new markets faster, with seamless settlements and no infrastructure roadblocks.

Stablecoins are becoming the first truly global payment method, and their impact is especially powerful in emerging economies, where adoption is accelerating faster than anywhere else in the world.”

said Eduardo de Abreu, VP of Product at EBANX.