Chase Sapphire Reserve for Business: Earn 200K points with this limited-time offer

Step aside, American Express and Capital One — there’s a new player in the premium business card market: the[applyLink pid=”10965″ overridetext=”Chase Sapphire Reserve for Business℠”] (see [termsConditions pid=”10965″ overridetext=”rates and fees”]). It’s always exciting to see a new credit card come to market, but this one is particularly exciting as it’s the business counterpart of the [applyLink pid=”221211836″ overridetext=”Chase Sapphire Reserve®”] (see [termsConditions pid=”221211836″ overridetext=”rates and fees”]), a TPG staff favorite.

This is Chase’s first foray into the world of premium business credit cards, and it’s set to compete with cards like [applyLink pid=”7758″ overridetext=”The Business Platinum Card® from American Express”] and the Capital One Venture X Business. The Sapphire Reserve for Business carries a $795 annual fee, but its numerous credits and benefits can help offset this steep annual fee.

Another exciting part of this announcement? The welcome offer. The Chase Sapphire Reserve for Business has one of the best welcome offers out there, but it requires a lot of spending to earn.

Let’s take a look at this new card’s welcome offer, how much you have to spend to earn it and what it’s worth.

Chase Sapphire Reserve for Business current offer

New Sapphire Reserve for Business applicants can earn 200,000 bonus points after spending $30,000 in the first six months after opening an account. Based on TPG’s June 2025 valuations, this welcome offer is worth a whopping $4,100. 

Since the card just launched, we don’t know if this offer will be higher or lower in the future. Additionally, it’s important to note that this card won’t count toward Chase’s rule 5/24 since it’s a business credit card. However, you must be under 5/24 to be eligible to be approved. This means you cannot have opened five or more credit cards in the past two years.

Currently, there are no welcome bonus eligibility restrictions. For example, if you received a welcome bonus on a consumer Sapphire card in the past, you will still be eligible to earn the bonus on the Sapphire for Business if approved.

Related: Best welcome offers of the month

Who should apply for the Chase Sapphire Reserve for Business?

The [applyLink pid=”10965″ overridetext=”Chase Sapphire Reserve for Business”] is shaping up to be a keeper business card that provides value year after year. You’ll earn:

• 8 points per dollar spent on purchases made through Chase Travel℠ , including The Edit
• 5 points per dollar spent on Lyft purchases through Sept 30, 2027
• 4 points per dollar spent on flights and hotels booked directly
• 3 points per dollar spent on social media and search engine advertising
• 1 point per dollar spent on all other purchases

Chase has an outstanding roster of 14 airline and hotel partners to which you can transfer your points for maximum value. Additionally, with the new points boost feature, you can redeem your points through Chase Travel at a rate of up to 2 cents per point. However, you’ll get the most value when transferring to partners like Air Canada Aeroplan and World of Hyatt to book high-end travel.

Furthermore, the Sapphire Reserve for Business has notable statement credits that cater to businesses, including:

• Up to $500 in annual credit for The Edit, which is Chase’s premium hotel program
• Up to $400 in annual ZipRecruiter credit
• Up to $300 in annual travel credit
• Up to $300 annually in DoorDash promos and a complimentary DashPass membership
• Up to $200 in annual Google Workspace credit
• Up to $120 in credit every four years for Global Entry, TSA PreCheck or Nexus
• Up to $100 in annual Giftcards.com credit

You’ll also receive numerous travel-related benefits, like IHG One Rewards Platinum Elite status, lounge access, and travel-related benefits and protections. Plus, cardholders can unlock a $500 Southwest Airlines statement credit, Southwest Rapid Rewards A-List elite status and IHG One Rewards Diamond Elite status after spending $120,000 or more on their card in a single calendar year. These statuses are valid through the end of the current calendar year and the entirety of the following year.

It might be worth applying if you can use these benefits to maximize your everyday business spending and realistically earn the welcome offer. Regardless, make sure to run the numbers beforehand and ensure the card is right for you and your business.

Related: Do I need a business to get a business credit card?

Bottom line

The Chase Sapphire Reserve for Business is poised to become one of the top premium travel rewards business cards on the market.

If you’re a business owner looking to build a stockpile of the most valuable flexible currency, the Chase Sapphire Reserve for Business could be a great addition to your wallet. Numerous travel perks, statement credits, and earning 4 points per dollar spent on hotels and flights booked directly make this an exciting card option for business owners who are always on the move.

Apply here: [applyLink pid=”10965″ overridetext=”Chase Sapphire Reserve for Business”]