Capital One Venture X Business’ welcome bonus is currently worth over $2,700

After the successful launch of the personal Capital One Venture X Rewards Credit Card in 2021, Capital One began offering its business counterpart to the public in 2023, the Capital One Venture X Business. It is a popular business travel rewards card that offers a generous welcome bonus.

If you’re a high-spending business owner and want to unlock a solid welcome bonus, this is a great offer to take advantage of. Let’s look at the details and go over what you need to know before applying.

Capital One Venture X Business welcome offer

New applicants can earn 150,000 bonus miles after spending $30,000 within the first three months of account opening.

According to TPG’s September 2025 valuations, this offer is worth $2,775. This is the typical welcome offer we see on this card, though we’ve also seen a welcome offer up to 350,000 bonus miles.

To maximize the bonus, we recommend transferring your miles to one of Capital One’s 15-plus airline and hotel partners.

You also have the option to redeem your miles for a statement credit to cover travel expenses at a rate of 1 cent per mile. Even if you go this lower-value route, the full bonus is still worth an impressive $1,500.

The Venture X Business carries a $395 annual fee, which is more than offset by an annual travel credit and bonus miles every year you hold the card (explained below).

Related: Cashing in Capital One miles? How to get the maximum value when redeeming miles

Capital One Venture X Business benefits

The business version of the Venture X has the same reasonable annual fee that so many love about the personal version, plus many major benefits, including:

• Earning rates: Earn 10 miles per dollar spent on hotels and rental cars purchased through Capital One’s travel portal, 5 miles per dollar spent on flights and vacation rentals purchased through Capital One’s travel booking site and 2 miles per dollar spent on all other purchases.
• Travel credit: Receive an up to $300 annual credit for travel booked through Capital One’s travel portal.
• Anniversary bonus: Each cardmember anniversary, earn 10,000 miles, worth $185 based on TPG’s September 2025 valuations.
• Lounge access: Cardholders and up to two guests get unlimited access to Capital One lounges — currently open in Dallas Fort Worth International Airport (DFW), Denver International Airport (DEN), Dulles International Airport (IAD) near Washington, D.C., Harry Reid International Airport (LAS) in Las Vegas and John F. Kennedy International Airport (JFK) in New York City — and Capital One Landings — currently open in D.C.’s Ronald Reagan Washington National Airport (DCA) — as well as 1,300-plus Priority Pass lounges worldwide. Note that these lounge access policies are set to change on Feb. 1, 2026. For more information on these changes, check out our full guide.

• Access to luxury hotels: Cardholders can access Capital One’s Premier Collection and Lifestyle Collection programs for elitelike benefits when staying at participating hotels.
• Global Entry/TSA PreCheck credit: Receive up to $120 in statement credit for Global Entry or TSA PreCheck.
• Annual fee: The $395 annual fee is easily offset by the value of the annual travel credit and anniversary bonus, even before factoring in the welcome offer, lounge access and the card’s earning potential.
• No foreign transaction fees

Related: Capital One Venture X vs. Venture X Business: Small but important differences

Bottom line

If you’re a small-business owner whose business spends enough to earn the welcome bonus, the Capital One Venture X Business gives you the potential to earn tremendous rewards.

If your small business has lower expenses, you’ll likely want to go with the personal Venture X version or another of our favorite business credit cards.

To learn more, read our full review of the Venture X Business.

Learn more: Capital One Venture X Business